Your USD card and
Nigerian bills. One app.
Get a virtual USD card funded from Naira instantly. Pay electricity, airtime, data, cable TV, and betting wallets from the same wallet.
Up and running in three steps.
No paperwork. No bank visits. Verify, fund, and spend — from your phone or browser.
Verify your identity
Sign up with your phone number and verify with your BVN or NIN. Takes under 2 minutes. Your data is encrypted and never sold.
Fund your Naira wallet
Transfer Naira to your dedicated RoviPay account number from any Nigerian bank. Funds reflect in your wallet instantly.
Spend globally, pay locally
Generate a USD virtual card for international payments, or pay any Nigerian bill from the same wallet. One app, both directions.
What people use RoviPay for.
Every payment Nigerians make — local or international — from one wallet.
Visa application fees
UK, US, Canada, Schengen — pay without your Naira card getting declined
Exam fees
IELTS, TOEFL, GRE, GMAT and university application fees
Electricity bills
AEDC, EKEDC, IKEDC, IBEDC and all major DisCos
Cable TV
DSTV, GOTV, and Startimes subscriptions paid instantly
Airtime & data
MTN, Airtel, Glo, 9mobile — for you and your family
Betting wallets
Bet9ja, Sportybet, 1xBet, BetKing and more
Online shopping
Amazon, AliExpress, Shein and any international store
Subscriptions
Netflix, Spotify, ChatGPT, Adobe and any USD subscription
Everything you need.
Nothing you don't.
A USD card that actually works, and instant local bill payments — in one wallet.
USD Virtual Card
A Visa virtual card funded from your Naira wallet at a transparent exchange rate, shown before every top-up. Works on any platform globally that accepts USD.
- Issued instantly — no waiting period
- Transparent FX rate shown before every top-up
- Freeze or unfreeze anytime in-app
- Zero monthly maintenance fee
- Full transaction history and real-time alerts
Bill Payments
Pay all your Nigerian bills from the same wallet you use for your USD card. One wallet, everything covered.
- Electricity — all DisCos supported
- Airtime — MTN, Airtel, Glo, 9mobile
- Data bundles — all networks
- Cable TV — DSTV, GOTV, Startimes
- Betting wallets — major platforms
Secure Naira Wallet
Fund via bank transfer to your dedicated account number. Every transaction is PIN-protected and logged in real time.
- Dedicated virtual account per user
- Instant bank transfer funding
- Complete transaction history
- PIN-protected access
- Real-time SMS and push notifications
Trust & security
Built to be trusted.
Operated by Aldenfort Ltd, a CAC-registered Nigerian company. Your identity is verified before you access any financial feature on RoviPay.
CAC Registered
RoviPay is operated by Aldenfort Ltd, duly registered with the Corporate Affairs Commission of Nigeria.
Encryption standard
Support availability
Identity verified at signup
Data protection compliant
KYC at onboarding
Every user is verified via BVN or NIN before accessing any financial feature. No anonymous accounts permitted.
NDPR Data Protection
Your personal data is handled in accordance with Nigeria's Data Protection Regulation. We never sell your data.
Licensed infrastructure
Card issuance, collections, and identity verification are all powered by CBN-licensed and regulated providers.
FAQ
Common questions.
Everything you need to know about RoviPay — accounts, funding, cards, and support.
Still need help?
Our team typically responds within 24 hours.
support@rovipay.ng arrow_forwardAny Nigerian citizen or resident aged 18 and above with a valid BVN or NIN. We also serve Nigerian diaspora users abroad who need to pay bills back home or make international payments.
When you sign up, you get a dedicated Nigerian bank account number. Transfer any amount from your bank to that account and your RoviPay wallet is funded instantly — no card required.
The current rate is displayed clearly before you confirm every card top-up. There are no hidden fees — what you see is exactly what you pay.
Yes. RoviPay uses AES-256 encryption on all transactions. Your identity is verified at signup, and all card issuance and payment infrastructure is operated by regulated providers. RoviPay is operated by Aldenfort Ltd, a CAC-registered Nigerian company.
RoviPay is free to sign up. A transparent FX margin is applied when you convert Naira to fund your USD card — this rate is always shown to you before you confirm. Small transaction fees apply on some bill payment categories and are displayed at checkout before you confirm.
RoviPay is available as a web app at rovipay.ng, accessible from any browser on your phone or computer. iOS and Android apps are coming soon.
Email support@rovipay.ng and we will respond as quickly as possible. Our goal is to resolve every issue within 24 hours.
Take control on the go.
Experience the full power of RoviPay virtual cards and utility payments in the palm of your hand.